Guiding Individuals, Families, and Businesses Toward Financial Security

Community Concept Finance Corporation is dedicated to helping you achieve your financial goals.

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We believe all individuals, families, and communities can be financially secure.

The mission of the Corporation is: To encourage, stimulate and promote housing development and homeownership within Maine targeting low income families; To provide alternative financial resources for affordable housing development and low-income home ownership; To provide education, training and other services supporting the development of low-income housing; To provide education and financial resources, including loans, for business and economic development activities in urban and rural low-income areas.
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What We Do

At CCFC, we help individuals, families, businesses, and governments achieve their goals through financial literacy, consulting, support, and more. Whether you need financing, or local expertise, we can help.
Housing Resources
Our Loan Officers and financial coaches can help you become a successful home owner by educating you about available financing options, how to build your credit score, and how to create a budget that will establish savings.
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Personal Finance Resources
Our staff of trained personal financial coaches can help you navigate your financial hardships. Our focuses include: foreclosure prevention, money management, credit counseling and more.
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Business Resources
Our Business Advisors work one-on-one with individuals looking to start a new business, expand their current business or acquire an existing business to reach their goals.
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Economic Development
CCFC provides economic development services for Oxford County, supporting businesses interested in relocating to, expanding in, or starting a business in these communities.
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Free Tax Prep
Get your taxes filed and prepared for free with the L/A CA$H Coalition. Most households with an income of $64,000 or lower will qualify. Schedule your appointment today!
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Upcoming Courses with CCFC

We offer individual, group, and online classes on relevant financial topics including money management, first-time home buying, business finances, and more!

Keep Up with the Latest at CCFC

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“Great group of people that are there to help your small business with many needs. After the process of purchasing our new property for our store they continue to be there for resources and referrals to other companies that may help you with needs. Any questions you may have in running your business they are a great place to start!”

- Pat Pain

“The pandemic posed an existential threat to Tilbury House Publishers. Stores, libraries, schools—all the places that distribute children’s books—shut down in April 2020, and the bottom dropped out of our sales. We obtained a Paycheck Protection loan but knew it wasn’t enough. Then we learned of SBA-backed Covid relief loans available through CCFC, and we applied. CCFC helped us through the process, and the $50,000 loan not only helped us pay our bills but gave us optimism to keep going. We survived, and 2021 is shaping up to be our best year ever. I’m a big believer in CCFC’s mission.”

- Jonathan Eaton Co-Publisher, Tilbury House Publishers

“We started our small business journey planning three years ago,during that process and still today, CCFC has been there every step of the way to offer us their guidance, advice, assistance, and support.”

- Tim and Bobbi Nugent, owners of Little Brick Pub in Mechanic Falls

“Our experience with Community Concepts Finance Corporation has been remarkable! When we first met, our business was growing fast, and we wanted to connect with an organization who understood business and finance. Their support has been tremendous. In the year and a half since we started working with Community Concepts, we have grown out of 2 rental spaces and are on track to buy our own space. Community Concepts Finance Corp has a terrific team of personable, knowledgeable people who genuinely want to help businesses thrive.”

- Ethan & Teresa Houle, Owners of 207 Small Engine Repair in Arundel

How can we help you?

Questions? Need to talk to us? You can reach us via our contact form – we’ll get back to you as soon as we can!