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    Affordable Connectivity Program (ACP)
    The FCC's Affordable Connectivity Program (ACP) can help you save money on your home internet bill or possibly get high-speed internet at home for free. The program also provides a one-time discount for a device purchase for eligible households. Click to learn more and apply. Questions? Contact our team at [email protected].
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    Prepare to Apply for Your Small Business Loan
    You have big plans for your small business. But if those plans require big money that doesn’t exist in your bank account, a business loan can help. Small business loans can help you start or maintain your business. Learning how to navigate the process ahead of time will help you be successful in obtaining the financing you need.
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    Personal Credit History
    As a small business owner, your personal credit and handling of checking accounts and loans affects your ability to borrow for the business and your terms with vendors. Know what is on your personal credit report by ordering a free credit report through Annual Credit Report.
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    Build and maintain Supports, Networks and Resources
    Explore opportunities to connect within networks in your industry, local chambers and workshops. The State of Maine also offers a great “Business Answers Program” to aid you in feeling connected to resources during your business journey.
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    Obtain a Federal Employer Identification Number
    An Employer Identification Number (EIN) is also known as a Federal Tax Identification Number, and is used to identify a business entity. Generally, businesses need an EIN. It is helpful to establish an EIN prior to starting a business bank account.
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    Set up an Accounting and Record Keeping System
    Good records will help you monitor the progress of your business, prepare your financial statements, identify sources of income, keep track of deductible expenses, keep track of your assets and liabilities, prepare your tax returns, and support items reported on you tax returns.
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    Use your Business Plan as a Living/Working Document
    Maintain, update and revise your business plan on a routine basis. As operations, procedures, goals and SWOT (Strengths, Weaknesses, Opportunities, Threats) change, refer to and adjust your business plan.
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    Obtain Business Licenses and Permits (Federal and State)
    General licenses to operate a business are managed at the town/city level in Maine. Federally regulated industries will have additional requirements.
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    See an Accountant for Tax Help
    You may be responsible for Sales Tax, Self-Employment Tax, Excise Tax, Income Tax and more. It is recommended you consult a tax representative or accountant in the early stages of starting your business. Here is a helpful video on small business taxes to get you started.
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    Community Partnerships
    Working together with local governments to create solutions for companies and communities.
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    Business Financing
    Assistance in accessing financing for business growth and retention through in-house loan pools and other resources.
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    Workforce Training Resources
    Technical assistance and referrals for tailoring training and workforce training and workforce development programs to meet businesses’ needs.
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